Formostar Direct is pleased to announce the immediate availability of their New Formostar Encore, a Dual Treatment Professional Infrared Body Wrap System that generates increased spa revenue while maximizing profit potential. Imagine being able to perform two treatments simultaneously with only brief and occasional attendant monitoring of the client’s well-being and comfort. With the Formostar Encore System, you can perform two treatments in a 1-hour session; in one room or two with minimal staff supervision. Now that’s a formula for success. According to Jim Frye, President of Formostar Direct, “Spa owners and directors know that their challenge is to provide high-end aesthetic services, retain clientele, attract new clients, and most importantly boost spa revenue and profitability.” Jim further states, “Day spas, wellness centers, salons, skin care centers, massage facilities, and other aesthetic service providers will appreciate the sleek design and enhanced functionality of the new Formostar Encore Infrared Body Wrap System that operates on just pennies per treatment. “ Having been the Infrared Body Wrap System industry standard for nearly 25 years, Formostar understands what it takes to be successful in the highly competitive aesthetic services industry. Facilities must provide value-added services that are results oriented; that’s what keeps clientele clamoring for more, and with the Formostar Encore, results are undeniable. Benefits of the Formostar Encore’s far infrared heat are many, including increasing metabolism; resulting in weight loss, body contouring, fat and inch loss, and the improved appearance of cellulite, while pain relief, stress management, detoxification, and skin rejuvenation are also targeted by the infrared heat. Addressing all of these trouble-areas with one treatment system is an advantage only the Formostar Encore can offer. The Formostar Encore System uses radiant heat applied directly to the body via high-density silicon treatment pads that evenly distribute the heat, allowing clients to burn up to 1200 calories in each session. The treatment pads are positioned on the legs or thighs, hips and buttocks, abdomen or chest, and either on the arms, calves, knees, ankles, or neck. The Dual system is supplied with a total of 12 treatment pads; while the single station Encore system is provided with a standard 6-pack treatment pad package. Optional face and back or shoulder pads are also available for both the single and dual systems. To make the Infrared Body Wrap Treatment even more enjoyable, the Formostar Encore is supplied with an onboard CD player with wireless headphones as well as an aroma fragrance delivery system creating a total immersion experience resulting in a satisfied and loyal client who will refer their friends and colleagues for treatments. Designed to set-up fast and easy, facilities can begin selling treatment packages and sessions the very first day it arrives. Measuring 46” (H) x 23” (D) x 21” (W) all that is necessary to get started is a massage table(s). Staff Training is minimal, and an easy-to-follow instructional flip-book is included with each system. Operating on an input voltage of either 230 Volts/50 cycles or 115 Volts/60 cycles (standard power), the system includes a one-year back-to-base warranty and UL approval. Whether a single or dual unit is selected, ROI can be achieved in as little as one month. With the Formostar Encore, performance-oriented results are achieved for both the client and the aesthetic service provider. www.formostarencore.net

In a turbulent time in the mortgage industry, Somerset Mortgage Lenders stays ahead of its competition by lending a helping hand to senior borrowers. Along with saving seniors a lot of money with a reverse mortgage, many Somerset employees have gone the extra mile to make sure they remain friends with their borrowers by offering to lend a hand with home improvements. One example of this is when a recent customer was going to pay $450 to paint a fence on her property and her Senior Lending Specialist, Sean Miller, offered to do it for free on his day off. "It feels good to help people in their time of need, not only by creating financial freedom that will save them thousands but also to help by lending a hand in other ways", Sean stated. The borrower Inez Richardson remarked "Sean has given me my financial independence and a brighter look on the future. He has given so much for so little in return". "You have never stood so tall until you kneel to help a senior citizen" Sean said. Sean Miller is not the only an example of a Somerset Senior Specialist lending a helping hand. Because their product deals with people in times of need, our loan officers often encounter unfortunate situations. Another example of this is Vince Navarro, a team leader and Reverse Mortgage Specialist, recently helping a senior with no working bathroom living with basically an out-house accommodation, gain her bathroom facilities and her dignity back. "What’s great," Vince said, "is that we can remedy a situation not only for now but for the long term. Fixing the bathroom was my pleasure".